Dental Insurance Information

The American Dental Association recommends that everyone over the age of two sees their dentist twice a year for a cleaning and checkup. Unfortunately, only 64% of adults scheduled their appointments last year. A leading reason people avoided their semi-annual visits was due to finances. If the cost of the services is causing you to delay your preventive care, we will help keep out-of-pocket costs to a minimum by working with your insurance company.

At Mission View Dental - Priya Beedu DDS we make every effort to provide you with the finest care and the most convenient financial options. To accomplish this we work hand-in-hand with you to maximize your insurance reimbursement for covered procedures and stay within your budget overall. Please bring your insurance information with you to the consultation so that we can expedite reimbursement.

Dr. Priyadarshini (Priya) Beedu is an in-network provider with several of the nation’s leading dental insurances. We accept all PPO plans even if we are not listed as a provider dentist in the insurance company’s provider list – just give our office a call!

We handle all insurance claims directly with your insurance companies such as Aetna Health Plans, Aetna Life, Aetna US Healthcare, Cigna, Delta Dental, Delta Dental of California, Guardian, MetLife, Fortis Dental, Pacific Care, Prudential, United Concordia, United Health Care and many many more…

 

and many many more….

 

Please call us at Milpitas Office Phone Number 408-945-4333 if you have any questions or concerns regarding your visit, insurance or billing.

What You Need to Know About Dental Insurance

Most dental insurances will cover your semi-annual appointments in full. This not only includes the cleaning and checkup, but x-rays and preventive treatments, like dental sealants. However, if a problem develops, you will save money by using your dental insurance for the treatment. As an in-network dentist, we have pre-negotiated rates with MetLife. As a result, treatment fees are already determined, as well as the amount the insurance will cover.

  • You are eligible for anywhere from $1,000 to $1,500 worth of dental benefits care per year, and maybe more, depending on your plan. This can be around 50%-80% of common procedures, including dental fillings, root canal therapy, and dentures. In some cases, they may even cover a portion of elective treatments, like orthodontics or tooth replacement services, like extractions that are needed for dental implants. But any benefits that remain at the end of the calendar year may not roll over to the next.
  • Because some treatments require multiple visits to the dentist, scheduling an appointment now is the best way to ensure you have plenty of time to complete any work you need. Our team will work with you to help reduce your out of pocket dental expenses.
  • Money in an FSA or HSA can be put toward dental care. At the end of the year, you may be able to roll some of your funds over to next year, but the majority of any money you or your employer have contributed will be lost.
  • By taking care of your preventive care– like a year-end checkup and cleaning — may reduce your out-of-pocket costs for following year. These services are often covered at 100% by insurance, but may count toward your annual maximum. Having them taken care of before the new year may help you save money for care when you need it later on.

Families pay a considerable amount for dental insurance each year. Don’t let your benefits go to waste! Schedule an appointment to make the most out of your benefits — and that means taking advantage of any funds in an FSA or HSA, too. Our front desk will perform a verification of benefits to find out whether or not you have any benefits to use before the new year begins.

Patient Billing

For your convenience we accept Visa, MasterCard and Discover. We deliver the finest care at the most reasonable cost to our patients, therefore payment is due at the time service is rendered unless other arrangements have been made in advance. If you have questions regarding your account, please contact us at 408-945-4333 or [email protected]

Please remember you are fully responsible for all fees charged by this office regardless of your insurance coverage.

We will send you a monthly statement. Most insurance companies will respond within four to six weeks. Please call our office if your statement does not reflect your insurance payment within that time frame. Any remaining balance after your insurance has paid is your responsibility. Your prompt remittance is appreciated. We can make arrangements for a monthly payment plan but this must be done prior to the actual procedure.